Course Objectives

This course addresses the income statement and the owner’s equity statement, two of the four reports that make up a borrower’s annual financial report. In this back-to-basics discussion, we identify the type of information listed on the income statement and explain how to spread income statement information. We also identify the type of information that appears in the equity statement. In this informative course, we will cover:

  • Elements of an Income Statement

  • Cost of Goods Sold

  • Operating Expenses

  • Non-Operating Items

  • Components of the Equity Statement

  • Benefits of an Equity Statement

Course curriculum

Upgrade to the Certification Program

Credit analysts, lenders, risk managers, credit officers, portfolio managers and persons responsible for loan quality or review and those evaluating or regulating credit decisions would benefit from this course. Other financial professions seeking education in preserving quality lending and fully understanding and evaluating the loan underwriting process would also benefit from the training.

  • $799.00

    $799.00Commercial Credit Analysis Certification

    The Commercial Credit Analysis Certification program consists of eight (8) courses covering the Credit Analysis Process, the Five C's of Credit, Analyzing Financial Statements, the Balance Sheet, the Income and Equity Statements, the Cash Flow Statement, Financial Ratios Analysis, and Analyzing the Creditworthiness of Individuals. You can save purchasing these courses as a bundle while earning an important certification to demonstrate your credit analysis expertise. The courses are available to revisit for one year from the date of purchase. You will have access to any updated materials reflecting changes in prudent banking practices, regulations, and market conditions during this time.
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